Mid-Career Planning

Managing work, family, and finances is the essence of mid-career planning. Help your employees build the kind of future that they want at this point in their lives.

LifeSpan Mid-Career Planning seminars and webinars are tailored to your workforce ages 35-50. By putting life and financial planning strategies in place at mid-career, you get an appropriate “head start” for a far more secure retirement. Research suggests most of us don’t begin thinking about retirement until around age 42. LifeSpan’s mid-career provides the tools to do that. There is work to be done to build a secure future. Get started now.

FERS Retirement Benefits

  • Eligibility Requirements
  • Creditable Service
  • Deposit / Re-deposit Service
  • Computation of Annuity/Survivor Annuity
  • The Best Time to Retire
  • Pending Legislation

Federal Employees Health Benefits

  • Eligibility
  • Changing enrollment
  • Benefits into retirement

Federal Employees Group Life Insurance Program

  • Eligibilit
  • Benefits Into Retirement
  • Beneficiaries/payment options

The Thrift Savings Plan

  • Eligibility
  • Investment options
  • Payout options
  • Taxation of payouts
  • Loan program
  • Death benefits

Debt Management

  • First Things First
  • Setting goals and objectives
  • Stumbling blocks
  • Good and bad debt

Managing a Spending Plan

  • Communicating
  • Budgeting Basics
  • Credit Reports/Credit Scores
  • Living within Your Means
  • Establishing a “To Do” list

Financial Planning

  • Basic terms
  • Understanding the risks – risk tolerance
  • Investment options
  • IRA options
  • Diversification & allocation