Building Financial Wellness

Building financial literacy can dramatically reduce workplace stress. Provide employees the tools to help them build financial security.

What is financial wellness? It is the ability to make informed judgements and effective decisions regarding the use and management of money and wealth. Many of us aren’t making informed decisions. We are overwhelmed by the nature of financial planning. If that happens, then it’s easier to do nothing than engage in the steps that lead to a more secure future. Financial education should have a strong behavioral change component. LifeSpan’s Building Financial Wellness does. It addresses pertinent “need to know” areas, but also the more behaviorally based financial choices we make. Those choices that can lead to failure or success.

Understanding FERS Retirement Benefits

  • Eligibility Requirements
  • Creditable Service
  • Deposit/Redeposit Service
  • Computation of Annuity/Survivor Annuity

Federal Employees Health Benefits

  • Eligibility
  • Changing Enrollment
  • Benefits into Retirement

Federal Employees Group Life Insurance Program

  • Eligibility
  • Benefits into Retirement
  • Beneficiaries/Payment Options

Thrift Savings Plan

  • Eligibility
  • Investment Options & Asset Allocation
  • Open Season Elections
  • Payout Options
  • Loan Program
  • Death Benefits
  • You and the Thrift Plan’s Future

The Future of Social Security

  • Eligibility
  • The Future of Social Security
  • Windfall Elimination Provision
  • Survivor Benefits

Cash Planning & Budgeting

  • Controlling Debt
  • Managing Your Money
  • Creating a Plan

Financial Planning Fundamentals

  • How Well Prepared are You?
  • Simply do it…Save!
  • Strategies for Paying for College
  • Whom do You Trust?